It’s Available for Everyone
In 2005 bankruptcy went through a major overhaul. This resulted in a number of changes in types of debt you could discharge or the type of items you could include when filing.
With this said, it is still a protection which is afforded to everyone – even the rich. So, if you have been told otherwise, or told you do not qualify, make sure you seek out legal assistance, as you should qualify for one of the two forms of bankruptcy.